These resources are extremely beneficial for people of all ages. Whether you are struggling with money or interested in learning ways to manage your money better, these are for you! Managing money wisely will help you honor God with your finances.
Jesus said in Luke 16:10-11, "One who is faithful in a very little is also faithful in much, and one who is dishonest in a very little is also dishonest in much. If then you have not been faithful in the unrighteous wealth, who will entrust to you the true riches?"
If you have a specific question about budgeting, please contact us at firstname.lastname@example.org. We're here to help!
Stuff like bills, loans, receipts, personal expenses (e.g. cell phones and entertainment), and paycheck stubs.
Plan a time with your spouse (if applicable) in a distraction-free environment to tackle your budget together. Bring a calculator!
It’s no fun living paycheck to paycheck. Enjoy the pleasures of not owing money to someone else.
Get proactive! Build an emergency fund and invest with confidence.
Create a helpful budget that works for you AND your spouse. Learn to plan, save and grow together.
Thank you for teaching FPU a few years ago. Back then I had no idea what I was doing with money - I had maxed out my credit card, was paying the minimum of my student loans, and had no idea how to budget. I think my parents could could see that from a mile away... so they decided to sign me up for FPU. I rolled my eyes at the idea, and reluctantly decided to show up. It was way better than I expected. I had never been formally taught financial education, and it was mind blowing how bad I was with money. I remember being the youngest one and having the older folks telling me I was so lucky to learn this early in my life - I’m so glad I did. Last spring I received a decent inheritance and was able to get a great paying job in SF. Rather than blowing it on fun stuff (which was really tempting), I put it all towards my CC debt, student loans, and emergency fund. Happy to report I’m now debt free and on Baby Step #5! I’m still pretty bad at budgeting, but trying to get better! Thanks again for teaching the class!
The principles Dave Ramsey teaches through the 9 week class, Financial Peace University, has taught me how to regain control over my finances. Through budgeting, using the everydollar.com app on my phone, I've been able to pay off my car and have enough of a down payment towards the purchase of my home. Rather than being overwhelmed at debt, Mr. Ramsey teaches the "debt snowball", which is tackeling the lowest debt first, then once that's paid off, you can combine that payment into the next debt, creating momentum towards aggressively paying down your bills. In addition, the cash envelope system really helped me get control of my spending in regards to groceries or other debit card purchases. FPU provides Biblical guidelines towards financial responsibility. For instance, being obedient with tithing 10%, even though I still have debt with student loans, helps my focus to shift from "how I'm going to spend my money my way" to submitting not just finances before God, but my will and heart in all areas. "Wise people know that all their money belongs to God."-John Piper
In teaching the class this past year, the biggest concern people express is, "I feel like I'm too late, I've already buried myself with debt and it's too overwhelming to know where to even start." When I share that I felt the same way, and encourage them that if they just start today with Mr. Ramsey's principles, they will eventually see a light at the end of their tunnel if they stick to it. Whether you are single or married, 20 or 50 years old, I highly recommend you prayerfully consider taking the FPU classes, just 9 weeks, but a lifetime benefit!
Shortly after getting married, my husband and I decided to take the Financial Peace University class offered by Foothill Church. Let’s just say that it was a challenge. We both had different ways of handling money, which caused a lot of tension during the first few weeks into the class; however, sharing our experiences with our classmates and learning about the baby steps helped us see that we were not alone. My Husband and I were finally able to get on the same page about managing the money that God had given us. We managed to pay off about $25,000 worth of debt! We are so thankful that we learned these practical and biblical practices. Fortunately, we were able to build up our emergency fund and we are so grateful that we did. Trust me, emergencies do happen. I was recently in a car accident and needed to purchase a newer used car and that was a huge dip into our emergency fund, but it was a relief knowing that we had the money available. We have lead this class together and I have personally co-lead this class on two other occasions and it is amazing to see how people’s lives are transformed throughout 9 short weeks! I would recommend FPU to anyone, the baby steps truly work!
2 Corinthians 9:7